Our Products ...

 

EasyBank Introduction :
Core Banking is the Centralised Banking Operations where the customer becomes not just the customer of the branch but the Bank. In layman terms, Bank has One database connected to all branches, client services across all the branches, centralized processing and reporting.

A cost effective Core Banking Solution will have a significant impact on a Bank's IT and operations cost structures, particularly for small and medium banks. A user friendly Core Banking Solution will have a significant impact on a Bank’s profitability by reducing the implementation/transformation time, training costs, etc.

EasyBank Background :
EasyBank is specially designed keeping in mind the requirements of Co-op. Banks in particular. The system was designed by the group of technological and banking experts with the inputs from hundreds of users who have been using TBAs, CBSs etc over a period of time. EasyBank is developed according to future requirements and latest technology which will rule the future IT scenario

In the complex business of Banking & Finance, it is not possible to deliver all the solutions required to run the business by a single vendor or product. So the product needs to be ready to interface, exchange data with one another. EasyBank has adopted Service Oriented Architecture (SOA) Methodology which gives the power to group the business processes across the platform, applications related to Banking & Finance.

Developed Specially for Co-op. Banks & District Co-op Banks.

 

EasyBank Features :

 

  Developed Specially for Co-op. Banks & District Co-operative Banks
  Adapted the modern Service Oriented Architecture (SOA)
  SSL 128 Bit Data Encryption (ISO 8583 Standard)
  Choice of Database and Server Operating System
  Speedy Implementation
  Highly Parameterised
  Biometric (Finger Print) access control
  User Definable Products & Charges
  Easy User Interface
  In-built Health Monitoring.

  Straight Through Processing Capabilities
  Extensive Reporting Capabilities
  Modular & Standardized Interfacing Modules for 3rd party systems
  Speed & Efficiencies in Processing
  Low Total Cost of Ownership
  Inbuilt Delivery Channels
  Availability of All delivery channels
  Web Camera Interface
  Customer Relationship Management Features
  Extensive Audit Trial & Related Controls

 
 

EasyBank Architecture :

The application design is based on N-TIER architecture and the interaction between current and external system is based on Service Oriented Approach (SOA).

The e-EasyBank suite of modules can be implemented as a comprehensive system or each of the modules can be implemented individually on a stand alone basis to interface with other systems.

 

Security :
The Security component allows for comprehensive User and Group related control, including assigning "authority levels" to users. The common security module also provides for amount based limits and the maker checker concept. The following are the security components covered in the system.

 

  Transaction encryption using SSL 128 Bit encryption.
  Separate Audit Log Database to Ensure Maximum Security.
  Checksum based Security
  Authority Level Based Security: Menu visible as per the authority/role
  Password Setup to ensure minimum leakage of Password on Length, Type, Duration, Complexity etc.,
  Amount based Authority
  Biometric Access Control

 

Delivery Channels :
  Internet Banking
  Tele-Banking
  SMS Alerts
  Mobile Banking
  ATM Interface
  Payment Gateway
  Wireless/Handheld Devices
  Information Kiosks
  Kisan Credit Card

 

Technology Used :

Operating System

Server Side – Windows 2003 Server/ Linux

 

Desktop - Windows XP or Higher

 

 

Database

Windows 2003 - SQL Server 2000 or Higher

 

Linux - Oracle 10g or Higher

 

 

Network Connectivity

MPLS Circuit, Leased Line, VSAT, etc.